World Pay
security statement
Security is
probably one of the most significant concerns for
both the consumer and the merchant during an online
transaction. In reality an online transaction is
probably more secure than a card transaction in a
shop or conducted over the telephone or by fax.
Information transmitted online is encrypted using
complicated algorithm combinations unlike these
other methods that use standard medium coding.
The WorldPay Select
payment gateway uses a combination of both
established and innovative techniques to ensure the
security and integrity of all sensitive data,
protecting both the merchant and their customers.
All communication
between the customer and WorldPay is encrypted to
the maximum strength supported by the customer's
browser using: TLS or SSL (security)
Our public web
servers are certified by Thawte, a public
Certificate Authority ensuring that customers and
merchants alike can have confidence that nobody can
impersonate WorldPay to obtain confidential
information.
All communication
between the merchant and WorldPay, including the
details of the purchase are encapsulated using our
own encrypted and digitally-signed protocol. This
uses a combination of standard methods such as PGP,
RSA and MD5 to ensure that the information passed is
secure and tamper-proof.
Data storage on
WorldPay systems, and the communication between
WorldPay and the worldwide banking networks, is
regularly audited by the banks themselves. There are
no vulnerabilities or 'back doors' in any WorldPay
systems. We ensure that we stay up to date with the
latest versions of any third-party code we use, and
continually review our own proprietary code, using
current best practice at all times.
In addition card
issuers protect cardholders from fraudulent use of
their card in a card not present environment, such
as over the Internet or telephone. As the customer
did not sign for the goods they have the absolute
right to demand a chargeback if those goods didn't
arrive or the card was used fraudulently.
WorldPay also
insure all of our merchants against the risk of them
going out of business. If one of WorldPay’s online
merchants goes into receivership WorldPay protects
the cardholder by directly refunding any debits onto
their card.
These two combined
allow complete protection for a cardholder.
WorldPay
http://www.worldpay.com |
